Healthcare Cost Planning Tool
Medicare Cost of Care Calculator
Estimate what common healthcare services would cost you under Original Medicare, Plan G, Plan N, and Medicare Advantage — so you can choose coverage that matches your actual healthcare usage.
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Brian runs your actual doctors and expected care through every plan option in your area. Free.
2026 Cost Calculator
What Common Services Cost Under Each Plan
All figures use 2026 official CMS costs. Advantage copays are estimates — actual amounts vary by plan.
| Coverage Type | Est. Monthly Premium | Est. Annual Cost Sharing | Est. Total Annual Cost |
|---|---|---|---|
| Original Medicare Only | $202.90 | — | — |
| Original Medicare + Plan G | $202.90 + ~$140 | $283 deductible only | — |
| Original Medicare + Plan N | $202.90 + ~$110 | $283 deductible + copays | — |
| Medicare Advantage (est.) | $202.90 + ~$0 | Copays per visit | — |
Estimates only. Actual costs depend on your specific plan, providers, and ZIP code. This tool uses average Utah 2026 figures. Supplement premiums shown are rough averages — Brian compares exact carrier rates for your age and ZIP.
The Calculator Estimates.
Brian Gets the Exact Number.
Brian runs your actual expected care through every plan available in your ZIP code. Free, in 30 minutes.