Healthcare Cost Planning Tool — 2026

Medicare Cost of Care Calculator

Estimate what common healthcare services would cost you under Original Medicare, Plan G, Plan N, and Medicare Advantage — so you can pick coverage that matches your actual healthcare usage.

📊 Compares 4 plan types
💰 2026 CMS-verified figures
✓ Personalized to your usage
2026 Cost Calculator

What Common Services Cost Under Each Plan

Enter your expected healthcare usage. We'll estimate your total annual out-of-pocket cost — including premiums plus cost-sharing — under each coverage type. The lowest-cost option is highlighted.

Estimates only — actual costs vary by specific plan, providers, and ZIP. Uses average 2026 CMS figures and typical Utah/Colorado supplement premiums (Plan G ~$140/mo, Plan N ~$110/mo, age 65). Medicare Advantage figures assume a $0-premium plan with typical copays. Brian gets you exact carrier rates for your age and ZIP.

Get My Exact Cost Comparison — Free →
2026 Reference Figures

The Numbers Behind the Calculator

Verified 2026 CMS figures used in this calculator.

2026 Medicare Costs
Standard Part B premium$202.90/mo
Part B annual deductible$283
Part A inpatient deductible$1,736
Part A premium (most beneficiaries)$0
Original Medicare coinsurance20% of approved
Plan N office copay (max)$20
Plan N ER copay$50
Plan G covers after $283 deductible100%

The Calculator Estimates.
Brian Gets the Exact Number.

Brian runs your actual expected care through every plan available in your ZIP code with real carrier pricing. Free 30-minute review, no obligation.