Medicare Made Simple.
Results Made Personal.
Brian Penner has helped over 2,000 clients navigate Medicare since 2004. Get your free personalized Medicare plan comparison — every carrier, every plan available in Mesa County, Colorado.
Medicare Plans Available in
Grand Junction & Mesa County, CO
Colorado has its own set of Medicare Advantage carriers and plan options separate from Utah. We compare every plan available in your Mesa County zip code — at no cost to you.
Medicare Advantage
All-in-one Colorado plans often including dental, vision, and hearing. Grand Junction has competitive carrier options — we compare them all side by side.
Medicare Supplement
Predictable costs, no networks, freedom to see any doctor who accepts Medicare. Available across Colorado with standardized benefits regardless of carrier.
Part D Drug Plans
We run your specific medications against every Colorado Part D plan to find the lowest total drug cost for your prescriptions in 2026.
Long-Term Care
Protect your retirement savings from the high cost of Colorado home care or nursing facilities. Colorado-specific options available.
A Licensed Colorado Medicare Broker Serving Grand Junction
Colorado Medicare Advantage plans are completely separate from Utah plans — different carriers, different networks, different drug formularies. You need someone licensed in Colorado who understands what is actually available in Mesa County.
Brian Penner is licensed in Colorado and has been helping western Colorado clients navigate Medicare alongside his Utah clients for years. Whether you meet in person, by phone, or video — you get the same personalized, no-pressure guidance.
As an independent broker, Brian compares every carrier available in your zip code with zero conflict of interest.
What Grand Junction Residents Should
Know About Medicare in 2026
Colorado Medicare has its own rules, carriers, and plan options. Here is what matters most in Mesa County.
Colorado-Specific Plans
Medicare Advantage plans available in Grand Junction are entirely different from Utah plans. Carriers like Rocky Mountain Health Plans operate in Colorado but not across the border.
Local Provider Networks
St. Mary's Medical Center and Community Hospital are major local providers. Which plan keeps your doctors in-network matters — we check before you enroll.
2026 Medicare Numbers
The 2026 Part B premium is $185.00/month with a $257 deductible. IRMAA surcharges apply at higher incomes. Colorado has no state income tax on Social Security, which affects your net Medicare cost.
Enrollment Periods
Initial Enrollment starts 3 months before your 65th birthday. Annual Enrollment runs Oct 15 – Dec 7. Colorado rules mirror federal rules — but carrier options vary significantly year to year.
Trusted by Western Colorado Families
"Brian took the time to explain every plan available in Grand Junction and never pushed me toward any one option. I felt completely confident in my decision."
"I had been with the same plan for 5 years assuming it was still the best. Brian showed me I was overpaying by over $100 a month. Wish I had called sooner."
"Brian handled everything for my mom who lives in Grand Junction while I am in Utah. He did a video call with both of us and made it so easy."
Medicare Questions from Grand Junction Residents
Ready to Find Your Best Medicare Plan in Colorado?
Free, local, and no pressure. Most appointments take less than 30 minutes — in person, by phone, or on video.
Medicare On Main — Colorado
Service Area
627 24 1/2 Rd, Suite H
Grand Junction, CO 81505
Phone & video available statewide
Also Serving
Moab & Grand County, UT
Monticello & San Juan County, UT
Utah · Colorado · Arizona · Nevada