Medicare Made Simple.
Results Made Personal.
Brian Penner has helped over 2,000 clients navigate Medicare since 2004. Get your free personalized Medicare plan comparison — every carrier, every plan available in San Juan County.
Medicare Plans Available in
San Juan County, Utah
We compare every plan available in your zip code — side by side, in plain English. No pressure, no favorites. Just the best plan for your health and your budget.
Medicare Advantage
All-in-one plans often including dental, vision, and hearing — many with $0 premiums. We compare every carrier available in Monticello and Blanding zip codes.
Medicare Supplement
Predictable costs, no networks, freedom to see any doctor who accepts Medicare. Especially valuable in rural areas where local plan networks can be limited.
Part D Drug Plans
We run your exact medication list against every available Part D plan to find the lowest out-of-pocket cost for your specific prescriptions.
Long-Term Care
Protect your retirement savings from the high cost of home care or nursing facilities. Utah-specific options available at affordable premiums.
A San Juan County Agent in Your Community
San Juan County is one of the most rural counties in Utah. National Medicare call centers don't know your local providers, your area's plan availability, or what options are actually accessible near Monticello and Blanding.
Brian Penner has an office right on Main Street in Monticello. He has served San Juan County families for over two decades and understands exactly what rural Medicare looks like in southeastern Utah.
As an independent broker, Brian is never locked into one carrier. He works for you — comparing every available plan with zero pressure.
What Monticello & Blanding Residents
Should Know About Medicare in 2026
Rural Medicare has unique challenges. Here is what matters most to San Juan County residents.
Limited Plan Availability
San Juan County has fewer Medicare Advantage carriers than urban Utah counties. Knowing which plans are actually available in 84535 and 84511 is critical before you enroll.
Rural Provider Networks
Local access to San Juan Health Services matters. Some plans may require driving to Moab or further for in-network specialists. We check every network before you commit.
2026 Medicare Numbers
The 2026 Part B premium is $185.00/month with a $257 deductible. IRMAA surcharges apply at higher incomes — ask us if you might be affected before you file taxes.
Enrollment Deadlines
Initial Enrollment starts 3 months before your 65th birthday. Annual Enrollment runs Oct 15 – Dec 7. Missing your window can mean lifetime penalties on Part B and Part D.
Trusted by San Juan County Families
"Living in Monticello, I was worried I would not have good Medicare options. Brian found us a great plan and walked us through everything step by step."
"Brian drove out to meet with my parents in Blanding. You just do not see that kind of service anymore. He is the real deal."
"I had no idea how many plan choices I had until Brian laid them all out. He saved me over $80 a month and I have better coverage than before."
Medicare Questions from San Juan County Residents
Ready to Find Your Best Medicare Plan?
Free, local, and no pressure. Most appointments take less than 30 minutes — in person, by phone, or on video.
Our Monticello Office
Address
65 S Main St
Monticello, UT 84535
Serving all of San Juan County
Also Serving
Moab & Grand County
Grand Junction, CO
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