Medicare Made Simple.
Results Made Personal.
Brian Penner has helped over 2,000 clients navigate Medicare since 2004. Get your free personalized Medicare plan comparison — every carrier, every plan available in your zip code.
Medicare Plans Available
in Grand County, Utah
We compare every plan available in your zip code — side by side, in plain English. No pressure, no favorites. Just the best plan for your health and your budget.
Medicare Advantage
All-in-one plans that often include dental, vision, and hearing — many with $0 premiums. We compare every carrier available in zip code 84532.
Medicare Supplement
Predictable costs, no networks, freedom to see any doctor who accepts Medicare. Ideal for travelers and anyone who wants zero surprises.
Part D Drug Plans
We run your exact medication list against every available Part D plan to find the lowest out-of-pocket cost for your specific prescriptions.
Long-Term Care
Protect your retirement savings from the high cost of home care or nursing facilities. Utah-specific options available.
A Moab Agent Who Knows Your Community
National Medicare websites show you plans — but they don't know that Grand County has unique plan availability, that rural Utah networks can be limited, or what doctors your neighbors actually use.
Brian Penner has been helping Moab-area families navigate Medicare for over two decades. When you have a question, you call a local number and a local person answers — not a 1-800 call center in another state.
As an independent broker, Brian is never locked into one carrier. He works for you, not the insurance company.
What Moab Residents Should Know
About Medicare in 2026
Medicare is not one-size-fits-all — and it is definitely not one-size-fits-rural-Utah. Here is what is specific to your area.
Plan Availability in 84532
The plans available in Moab's zip code differ significantly from Salt Lake City. We know exactly which carriers operate here and which networks include your local providers.
Local Provider Networks
Moab Regional Hospital and nearby clinics may be in-network on some plans and out-of-network on others. We verify before you enroll — not after you get a surprise bill.
2026 Medicare Numbers
The 2026 Part B premium is $185.00/month. The Part B deductible is $257. IRMAA surcharges apply at higher income levels — ask us if your income is affected.
Enrollment Periods
Initial Enrollment starts 3 months before your 65th birthday. Annual Enrollment runs Oct 15 – Dec 7. Missing a deadline can mean lifetime penalties — we make sure that never happens.
Trusted by Moab & Grand County Families
"Brian is the only person I trust with my Medicare. He explained everything so clearly and saved me hundreds a year. He is a true local gem."
"I called three 1-800 numbers before finding Brian. He sat with me for an hour, compared every plan, and never once felt like he was selling me something."
"We have been with Brian for 6 years. He calls us every year to make sure we are still on the best plan. That is the kind of service you just do not find anymore."
Medicare Questions from Moab Residents
Ready to Find Your Best Medicare Plan?
Free, local, and no pressure. Most appointments take less than 30 minutes — in person, by phone, or on video.
Our Moab Office
Address
880 S Main St
Moab, UT 84532
Serving all of Grand County
Also Serving
Monticello & San Juan County
Grand Junction, CO
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