Retirement & IRMAA Review · Pre-meeting intake

Help us prepare your analysis

Takes about 5 minutes. The more you share, the more Brian Penner can prepare before your call — nothing here is a commitment, and your information stays private. We'll never ask for Social Security or Medicare numbers online.

1 · About you

Full name * Date of birth Phone * Email * ZIP code Marital status

Have you signed up for Medicare? Spouse's name (if the review is for both of you) Spouse's date of birth Has your spouse signed up for Medicare?

2 · Current coverage

Your current health coverage Roughly what do you pay per month?

3 · What matters to you

What would you like to accomplish in this review? * Anything about your health or family history we should know? (cancer, heart, stroke, home-healthcare experience) Doctors you want to keep, and current medications

Do you carry life insurance? Dental, vision, or hearing coverage? Have you taken care of final expenses? Long-term care: covered, or how would you pay for it?

4 · Protecting your income & investments

Your income sets your Medicare premiums (IRMAA), so this is where a review earns its keep. Ranges are plenty — we never need exact figures before we meet.

How do you file taxes? Approximate annual household income in retirement

Approximate total investable assets (excluding your home) Expecting a big income event? (Roth conversion, RMDs starting, property/business sale)

Anything else we should know before the call?

Help us prepare your analysis

1 · About you

2 · Current coverage

3 · What matters to you

4 · Protecting your income & investments

Got it — thank you!