Dental Coverage with Medicare 2026 | Utah | Medicare On Main
Dental Coverage for Medicare Beneficiaries

Dental Coverage — What Medicare Doesn't Cover

Original Medicare does not cover routine dental. But Medicare Advantage plans often include it — and standalone dental insurance is also available. Brian helps you find the right dental option alongside your Medicare plan.

🦷 Included in many Advantage plans
💊 Day 1 coverage available
🔍 Compare every option free
View Advantage Plans →

Free Dental Coverage Review

Brian reviews every dental option available with your Medicare plan — Advantage dental, standalone dental, and discount plans.

Options ComparedAll available
Cost$0 — Always Free
📞 (435) 260-3200
Your Dental Options

Three Ways to Get Dental Coverage with Medicare

Medicare Advantage with Dental
Many Medicare Advantage plans in Utah include dental benefits — often preventive care at $0 copay, and major services at reduced cost. Benefits vary widely by plan. Brian checks what's actually included in each plan available in your ZIP code.
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Standalone Dental Insurance
Standalone dental plans work alongside Original Medicare or a Medicare Supplement. Plans vary from basic preventive coverage to comprehensive plans that include crowns, bridges, and dentures. Brian can review available options in Utah, Colorado, and your licensed state.
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Dental Discount Plans
Not insurance — discount plans provide reduced rates at participating dentists for a low annual membership fee. No waiting periods, no coverage limits. Useful for those who want immediate savings on dental care without the structure of insurance.
What Medicare Covers vs. Doesn't

Medicare Dental Coverage — What You Need to Know

ServiceOriginal MedicareMost Medicare Advantage
Routine dental exams✗ Not covered✓ Often covered
Teeth cleaning / X-rays✗ Not covered✓ Often covered (preventive)
Fillings✗ Not covered⚡ Varies by plan
Extractions✗ Not covered⚡ Varies by plan
Crowns & bridges✗ Not covered⚡ Some plans — limits apply
Dentures✗ Not covered⚡ Some plans — limits apply
Implants✗ Not covered⚡ Some plans — typically limited
Dental medically necessary (jaw surgery etc.)✓ May be covered under Part A/B✓ Covered as medical service
💡 Read the Fine Print on Advantage Dental Benefits

Advantage plans advertise dental benefits but the actual coverage varies enormously. Some plans cover only preventive services with a $1,000 annual limit. Others cover major services up to $3,000 or more. Brian looks at the actual Schedule of Benefits for every plan — not just whether dental is listed.

Find Your Best Dental Option
Alongside Your Medicare Plan

Brian reviews dental coverage options alongside your full Medicare plan — no extra charge, no obligation.

📞 (435) 260-3200
Medicare Required Disclaimer: We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE or your local SHIP office to get information on all of your options.