Question 1

Who is Brian Penner?

Accepted Answer

Brian Penner is the owner and licensed Medicare insurance agent of Medicare On Main. Brian has 21+ years of experience and has helped over 2,000 clients enroll in Medicare since 2004. He operates as the sole agent and is licensed in 18 states with offices in Moab and Monticello, Utah, and Grand Junction, Colorado.

Question 2

Where is Medicare On Main located?

Accepted Answer

Medicare On Main has three offices: Moab, Utah at 880 S Main Street; Monticello, Utah at 65 S Main Street; and Grand Junction, Colorado at 627 24 1/2 Rd Unit H. Brian Penner serves clients in person at all three locations and by phone or video across 18 states.

Question 3

What is Medicare On Main's phone number?

Accepted Answer

The main phone number for Medicare On Main is (435) 260-3200, which reaches Brian Penner directly for the Moab and Monticello, Utah offices. The Grand Junction, Colorado office number is (970) 644-6954.

Question 4

What states is Medicare On Main licensed in?

Accepted Answer

Brian Penner of Medicare On Main is licensed to sell Medicare insurance in 18 states: Arizona, Colorado, Florida, Georgia, Iowa, Louisiana, Michigan, Nevada, New Jersey, New Mexico, North Carolina, Ohio, Oregon, South Dakota, Tennessee, Texas, Utah, and Virginia.

Question 5

Is Medicare On Main an independent Medicare agency?

Accepted Answer

Yes. Medicare On Main is an independent insurance agency. Brian Penner is not employed by any single insurance carrier, which means he can compare every Medicare Supplement, Medicare Advantage, and Part D plan available in a client's ZIP code and recommend the best fit with no carrier bias.

Question 6

How much does it cost to work with Brian Penner at Medicare On Main?

Accepted Answer

There is no cost to the client. Medicare On Main's plan reviews, comparisons, and enrollment assistance are completely free. Brian Penner is paid directly by the insurance carrier when a client enrolls in a plan, and the client's premium is the same whether they enroll through Brian or through the carrier directly.

Question 7

How long has Brian Penner been a Medicare agent?

Accepted Answer

Brian Penner has been a licensed insurance agent specializing in Medicare since 2004 — over 21 years of experience. He has personally helped more than 2,000 clients navigate Medicare enrollment, plan comparisons, and Annual Enrollment Period changes.

Question 8

Does Medicare On Main serve Grand Junction, Colorado?

Accepted Answer

Yes. Medicare On Main has a physical office in Grand Junction, Colorado at 627 24 1/2 Rd, Unit H, 81505. Brian Penner is licensed in Colorado and serves Mesa County and the Western Slope, including Fruita, Clifton, Palisade, and Delta. The Grand Junction office phone is (970) 644-6954.

Question 9

What Medicare plans does Medicare On Main help with?

Accepted Answer

Medicare On Main helps clients with all major Medicare-related products: Medicare Supplement (Medigap) plans, Medicare Advantage plans, Medicare Part D prescription drug plans, dental and vision coverage for Medicare beneficiaries, and Medicare planning for people turning 65.

Question 10

How do I book an appointment with Brian Penner?

Accepted Answer

You can book a free 20-minute Medicare review with Brian Penner directly on his calendar at https://65.medicareonmain.com/widget/bookings/15-minute-call-brian-penner, or by calling (435) 260-3200. Appointments are available in person at the Moab, Monticello, or Grand Junction offices, or by phone or video across all 18 licensed states.

Scenario	Monthly Part B Cost	Annual Savings
No giveback	$202.90	—
$50 giveback plan	$152.90	$600/yr
$100 giveback plan	$102.90	$1,200/yr
Full giveback plan	$0.00	$2,434/yr

Factor	Medicare Advantage	Medicare Supplement
Monthly premium	Often $0–$50	$90–$200+ in Utah
Out-of-pocket max	Up to $9,350/year in-network	Near $0 with Plan G after deductible
Doctor network	Must stay in-network or pay more	Any Medicare-accepting doctor nationwide
Prior authorizations	Often required	None from the supplement carrier
Prescription drugs	Usually included	Separate Part D plan needed
Dental/vision/hearing	Often included	Not included
Travel / out-of-area	Limited outside network area	Nationwide coverage
Annual plan review needed	Yes	Less urgent

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