Medicare Part D Prescription Drug Coverage

Compare Medicare Part D Drug Plans for 2026

Medicare Part D plans can vary dramatically based on your prescriptions, pharmacy, deductible, and yearly drug costs. Medicare On Main helps review your medications and compare plans to help lower your total out-of-pocket costs in 2026.

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Prescription Review

Your medications are entered individually to compare estimated yearly costs including premiums, deductibles, copays, and pharmacy pricing.

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Pharmacy Comparison

Drug pricing can vary depending on the pharmacy you use. We compare preferred pharmacy pricing and total estimated annual costs.

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2026 Drug Cost Changes

Medicare Part D now includes a yearly out-of-pocket spending cap, but plan formularies and pricing still change every year.

What We Review

What Matters Most in a Part D Plan

The lowest monthly premium does not always mean the lowest yearly drug cost.

Medicare On Main helps compare:

  • Monthly premiums
  • Prescription formularies
  • Preferred pharmacies
  • Deductibles
  • Estimated annual drug costs
  • Coverage restrictions
  • Mail-order pricing
Local Medicare Help

Work With Brian Penner at Medicare On Main

Brian helps Medicare beneficiaries compare Medicare Part D drug plans, Medicare Supplement options, and Medicare Advantage plans based on prescriptions, doctors, pharmacies, and total estimated yearly costs.

Reviews are available by phone, virtually, or in person from the Moab and Grand Junction offices.

Why Review Your Drug Plan Every Year?

Medicare Part D plans change yearly. Premiums, deductibles, pharmacy contracts, and formularies can all change during Annual Enrollment Period.

Annual Enrollment Period

October 15 through December 7 is the main Medicare Annual Enrollment Period to review and change Part D prescription drug plans.

2026 Part D Updates

Medicare now includes a yearly prescription drug out-of-pocket maximum, helping reduce catastrophic drug expenses for many beneficiaries.