Medicare in Moab · Grand County · Southeast Utah
2026 Medicare Plans in Moab, UT
Brian Penner is an independent Medicare advisor with an office right here in Moab — helping Grand County residents compare Medicare Advantage (Part C), Medicare Supplement (Medigap), and Part D drug plans against their own doctors, prescriptions, and budget. No pressure, and no fee to you.
Visit us · Grand County office
Medicare On Main — Moab
Health profile · why coverage choice matters here
The Grand County health picture
The right Medicare plan depends on your health. Here's how common key conditions are among Grand County adults — a reason to check each plan's drug formulary and specialist network before you enroll.
Chronic-condition rates among Grand County adults
Source: CDC PLACES, 2023 — via the Medicare On Main Data Desk. Model-based prevalence, adults, 2023.
Local care · Grand County
Where you'd actually get care in Moab
Grand County has exactly one Medicare-certified hospital: Moab Regional Hospital. If a Medicare Advantage plan does not contract with it, an inpatient stay means a drive out of the county — so "is my hospital in network" is the first question here, not the last.
| Hospital | Town | Type | CMS star rating |
|---|---|---|---|
| Moab Regional Hospital | Moab | Critical Access | Not rated |
Source: CMS Hospital General Information (data.cms.gov). Critical Access Hospitals are rural facilities of 25 beds or fewer; CMS does not publish an overall star rating for most of them, so “Not rated” means unrated, not poorly rated.
What this means for your plan choice
- With a single hospital in the county, a narrow-network HMO is a real risk. Confirm Moab Regional Hospital is contracted for the specific plan year before you enroll — directories go stale.
- Critical Access Hospitals stabilize and transfer. Ask what a plan pays when you are transferred out of county, and whether the receiving hospital is in network too — the two answers are not always the same.
- Original Medicare plus a Medigap policy has no network at all, which is why it stays popular in rural counties. We will show you what that costs against the plans we offer.
Who Brian helps
Built for Southeast Utah retirees
- Turning 65 — first-time enrollees deciding between Medicare Advantage and Medigap during their 7-month window.
- Rural & remote — residents in Castle Valley, Spanish Valley, and La Sal who want their providers checked against each plan's network.
- Annual reviewers — anyone wanting a no-pressure second look during the Oct 15–Dec 7 Annual Enrollment Period.
- Dual-eligible & fixed-income — folks who want help understanding Part D, Extra Help, and Supplement options.
What we do
Independent help, all year
- Medicare Advantage (Part C) — compare the bundled plans available in Grand County.
- Medicare Supplement (Medigap) — pair with Original Medicare for predictable costs.
- Part D drug plans — match your prescriptions to a formulary.
- Plan comparison — browse every option in your county at medicare.gov/plan-compare, then bring questions to us.
Moab Medicare questions, answered
Where is Medicare On Main's Moab office?
Our Moab office is at 880 S Main St, Moab, UT 84532 (inside Central Utah Insurance Agency). You can reach Brian Penner directly at (435) 260-3200, Mon–Fri 8:30am–5:30pm Mountain Time.
What Medicare plans can I compare in Grand County, UT?
Grand County residents can choose among Medicare Advantage (Part C), Medicare Supplement (Medigap), and stand-alone Part D drug plans. The exact plans, premiums, and carriers change each year, so we compare the options available in your ZIP against your doctors, prescriptions, and budget. You can also browse every plan offered in your county on the official Medicare Plan Compare tool at medicare.gov/plan-compare.
What health conditions are most common among Grand County adults?
Per CDC PLACES (2023), among Grand County adults high blood pressure affects 33.3%, obesity 28.2%, diabetes 11.2%, and coronary heart disease 5.4%. That's why matching a plan's drug formulary and specialist network to your conditions matters more than the headline premium.
Does Medicare On Main charge for help choosing a plan?
No. Brian Penner is an independent, licensed Medicare advisor — paid by the carriers, not by you. Guidance is free, and there's no pressure to enroll.
Is Medicare On Main connected to the government or Medicare?
No. Medicare On Main is a licensed independent insurance agency and is not connected with or endorsed by the U.S. government or the federal Medicare program. For all of your options, contact Medicare.gov or 1-800-MEDICARE.
Talk to a local Moab Medicare advisor
Free, no pressure — right here in Grand County.
Book a free consultation → (435) 260-3200
Medicare On Main is a licensed independent insurance agency. We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the U.S. government or the federal Medicare program.
Comparing Medicare Advantage across Utah? See our statewide Utah Medicare Advantage (Part C) guide — 2026 plan counts, $0-premium options, and carriers by county.
Last updated . Maintained by the Medicare On Main Data Desk · reviewed by Brian Penner, Independent Medicare advisor (NPN 16493717).