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Provider & Drug Check
Before you pick a plan, the two most important checks are: are your doctors in the network, and are your prescriptions on the formulary? We do both for you — matching the plans we offer in your county against your specific providers and your medication list, so there are no surprises after you enroll.
We check it for you
Send us your doctors and your prescription list. We'll tell you which plans keep your providers — including St. Mary's, Intermountain, and your local clinics — in-network, and which cover your drugs at the lowest tier. It's the check most people skip and later regret.
Why networks and formularies matter
Provider networks and drug formularies change every year, even on the same plan. A plan that covered your cardiologist and your medication last year might not next year. Verifying before you enroll — and re-checking each fall — keeps your care and your costs where you expect them.
What's your ZIP code?
We start local — plan availability is set by your county.
How old are you?
This tells us which coverage window you're in.
Which best describes you?
Pick one — you can change this anytime.
How often do you see doctors?
Helps us weigh networks vs. freedom.
Do you take prescriptions?
We match your drugs to the lowest-cost plan.
No cost, no pressure. We do not offer every plan available in your area — for all options visit Medicare.gov or call 1-800-MEDICARE.
Questions, answered
How do I know if my doctor takes a Medicare plan?
Networks change yearly, so rather than guessing, we verify your exact providers against each plan before you enroll — free.
Can you check my prescriptions too?
Yes — that's half the check. We match your full medication list to each plan's formulary to find the lowest total cost, not just the lowest premium.
What if my doctor leaves the network later?
We re-check your providers each fall during AEP and can switch you to a plan that keeps your doctors in-network, at no cost.
Official Medicare sources
We point you to the federal sources so you can verify everything. For current-year figures and to compare the plans available in your area:
- Medicare.gov — the official U.S. government site for Medicare costs, coverage, and rules.
- Medicare Plan Compare — the official tool to compare Medicare Advantage and Part D plans by ZIP.
- Social Security (ssa.gov) — enroll in Medicare Parts A & B and check your eligibility.
- CMS.gov — Centers for Medicare & Medicaid Services, which runs the program.
Education and estimates only — confirm current figures on Medicare.gov before enrolling. We do not offer every plan available in your area.
Talk to a local Medicare advisor
Free, no pressure — we compare your options for you.
Last updated . Maintained by the Medicare On Main Data Desk · reviewed by Brian Penner, Independent Medicare advisor (NPN 16493717).