Free Tools
Free Medicare tools — real help, no signup
Start with the plan fit survey below: six quick questions about your ZIP, your doctors, and your prescriptions, and you'll see which coverage path — Medicare Advantage, Medigap, or Original Medicare with a drug plan — lines up with your answers. Free, no signup, no pressure.
What's your ZIP code?
We start local — plan availability is set by your county.
How old are you?
This tells us which coverage window you're in.
Which best describes you?
Pick one — you can change this anytime.
How often do you see doctors?
Helps us weigh networks vs. freedom.
Do you take prescriptions?
We match your drugs to the lowest-cost plan.
No cost, no pressure. We do not offer every plan available in your area — for all options visit Medicare.gov or call 1-800-MEDICARE.
Digital Medicare Coverage Proposal
Build a one-page coverage proposal with your advisor — plans and premiums side by side, an income-based IRMAA estimate, and a clean printable summary. Pick the pathway that fits:
Medicare Supplement quote
Plan G is Plan G by federal law — only the price changes. See what A-rated carriers charge for the coverage you already have.
Turning 65 — your exact dates
Enter your birthday and get your real Initial Enrollment Period, coverage start date, and the 6-month Medigap window that only opens once.
Medicare Supplement pathway
Original Medicare + Medigap + drug plan — see what each layer covers and what it costs monthly.
Medicare Advantage pathway
Part C plan view — premiums, the plan's max out-of-pocket, and companion coverage options.
More free tools
More calculators coming soon. Each will be a human tool and an agent-callable WebMCP tool.
About these tools
Are these Medicare tools really free?
Yes — every tool here is free to use with no signup, and comparing plans with a licensed agent is always free to you (insurance carriers pay our fee, not you).
Can an AI assistant help using this site?
Yes. This site publishes machine-readable guides — see /llms.txt and /.well-known/mcp.json — so AI assistants like ChatGPT, Perplexity, or a browsing agent can read about our services and help you get in touch.
Official Medicare sources
Verify current-year figures with the federal sources: Medicare.gov, Medicare Plan Compare, Social Security (ssa.gov), and CMS.gov. Estimates and education only. We do not offer every plan available in your area.
Last updated . Maintained by the Medicare On Main Data Desk · reviewed by Brian Penner, Independent Medicare advisor (NPN 16493717).