Medicare in Monticello · San Juan County · Southeast Utah
2026 Medicare Plans in Monticello, UT
Brian Penner is an independent Medicare advisor with an office right here in Monticello — helping San Juan County residents compare Medicare Advantage (Part C), Medicare Supplement (Medigap), and Part D drug plans against their own doctors, prescriptions, and budget. No pressure, and no fee to you.
Visit us · San Juan County office
Medicare On Main — Monticello
New · weekly walk-in day
Medicare Mondays — every Monday, 9am–2pm
Starting September 1, 2026, Brian is in the Monticello office every Monday from 9:00am to 2:00pm — no appointment needed. Walk in with your Medicare card, your prescription list, or just your questions: plan comparisons, enrollment help, and annual reviews, all free and no-pressure. Coming from Blanding, Bluff, or La Sal? Monday is the day to catch him in person. Can't make a Monday? Book a Monticello appointment below or call (435) 260-3200 for any other day.
Schedule · Monticello office
Book your Monticello appointment
Pick a time that works and Brian will meet you at the Monticello office — or grab a Monday slot during Medicare Mondays if you'd rather lock one in than walk in.
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Your Zoom link We have emailed it to you as well. Click it a few minutes before your appointment.
Would rather not use a calendar? Call (970) 644-6954 and we will put it in the diary the old-fashioned way, or send us the details instead.
Health profile · why coverage choice matters here
The San Juan County health picture
The right Medicare plan depends on your health. Here's how common key conditions are among San Juan County adults — a reason to check each plan's drug formulary and specialist network before you enroll.
Chronic-condition rates among San Juan County adults
Source: CDC PLACES, 2023 — via the Medicare On Main Data Desk. Model-based prevalence, adults, 2023.
Local care · San Juan County
Where you'd actually get care in Monticello
San Juan County's 2 Medicare-certified hospitals are all Critical Access facilities — small rural hospitals, none of them a referral center. Anything they cannot handle is transferred, usually to Grand Junction or the Wasatch Front, so a plan's out-of-area and transfer rules matter as much as its local network.
| Hospital | Town | Type | CMS star rating |
|---|---|---|---|
| San Juan Hospital | Monticello | Critical Access | Not rated |
| Blue Mountain Hospital | Blanding | Critical Access | Not rated |
Source: CMS Hospital General Information (data.cms.gov). Critical Access Hospitals are rural facilities of 25 beds or fewer; CMS does not publish an overall star rating for most of them, so “Not rated” means unrated, not poorly rated.
What this means for your plan choice
- Critical Access Hospitals stabilize and transfer. Ask what a plan pays when you are transferred out of county, and whether the receiving hospital is in network too — the two answers are not always the same.
- Original Medicare plus a Medigap policy has no network at all, which is why it stays popular in rural counties. We will show you what that costs against the plans we offer.
Who Brian helps
Built for Southeast Utah retirees
- Turning 65 — first-time enrollees deciding between Medicare Advantage and Medigap during their 7-month window.
- Rural & remote — residents in Blanding, Bluff, and La Sal who want their providers checked against each plan's network.
- Annual reviewers — anyone wanting a no-pressure second look during the Oct 15–Dec 7 Annual Enrollment Period.
- Dual-eligible & fixed-income — folks who want help understanding Part D, Extra Help, and Supplement options.
What we do
Independent help, all year
- Medicare Advantage (Part C) — compare the bundled plans available in San Juan County.
- Medicare Supplement (Medigap) — pair with Original Medicare for predictable costs.
- Part D drug plans — match your prescriptions to a formulary.
- Plan comparison — browse every option in your county at medicare.gov/plan-compare, then bring questions to us.
Monticello Medicare questions, answered
Where is Medicare On Main's Monticello office?
Our Monticello office is at 65 S Main St, Monticello, UT 84535. You can reach Brian Penner directly at (435) 260-3200. Starting September 1, 2026, the office is staffed every Monday from 9:00am to 2:00pm for Medicare Mondays — walk-ins welcome. Other days are by appointment; call to schedule.
What is Medicare Mondays in Monticello?
Medicare Mondays is our weekly walk-in day at the Monticello office (65 S Main St, Monticello, UT 84535). Every Monday from 9:00am to 2:00pm starting September 1, 2026, Brian Penner is in the office for drop-in Medicare questions, plan comparisons, and enrollment help — no appointment needed, no fee to you. Residents of Blanding, Bluff, La Sal, and anywhere in San Juan County are welcome.
What Medicare plans can I compare in San Juan County, UT?
San Juan County residents can choose among Medicare Advantage (Part C), Medicare Supplement (Medigap), and stand-alone Part D drug plans. The exact plans, premiums, and carriers change each year, so we compare the options available in your ZIP against your doctors, prescriptions, and budget. You can also browse every plan offered in your county on the official Medicare Plan Compare tool at medicare.gov/plan-compare.
What health conditions are most common among San Juan County adults?
Per CDC PLACES (2023), among San Juan County adults high blood pressure affects 34.6%, obesity 34.4%, diabetes 13.7%, and coronary heart disease 8%. That's why matching a plan's drug formulary and specialist network to your conditions matters more than the headline premium.
Does Medicare On Main charge for help choosing a plan?
No. Brian Penner is an independent, licensed Medicare advisor — paid by the carriers, not by you. Guidance is free, and there's no pressure to enroll.
Is Medicare On Main connected to the government or Medicare?
No. Medicare On Main is a licensed independent insurance agency and is not connected with or endorsed by the U.S. government or the federal Medicare program. For all of your options, contact Medicare.gov or 1-800-MEDICARE.
Talk to a local Monticello Medicare advisor
Free, no pressure — right here in San Juan County.
Book a free consultation → (435) 260-3200
Medicare On Main is a licensed independent insurance agency. We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the U.S. government or the federal Medicare program.
Comparing Medicare Advantage across Utah? See our statewide Utah Medicare Advantage (Part C) guide — 2026 plan counts, $0-premium options, and carriers by county.
Last updated . Maintained by the Medicare On Main Data Desk · reviewed by Brian Penner, Independent Medicare advisor (NPN 16493717).