Our Services
Insurance Plan Comparison
With Medicare Advantage, Medigap, and Part D options that change every year across Mesa, Grand, and San Juan Counties, comparison is everything. We line up the options we offer where you live against your specific providers, prescriptions, and budget, then hand you the two or three that genuinely fit — not a confusing spreadsheet of twenty.
Apples to apples
We compare premiums, drug deductibles, maximum out-of-pocket, provider networks, and extra benefits — the full picture side by side — so you choose with confidence instead of guessing from a TV ad or a mailer.
Built around your doctors and drugs
The comparison starts with your list: we confirm which plans keep your doctors and hospital in-network and cover your prescriptions at the lowest tier. A plan that looks cheap but drops your specialist or your medication isn't actually cheap.
Independent and local
Because we're independent, we're not pushing one carrier — we shop them all in your county. And because we're local to the Western Slope, we know the networks and providers you actually use. We do not offer every plan available in your area.
What the comparison actually looks at
A real comparison is more than a premium column. We line up each plan's monthly premium, drug deductible, the copays for the doctors and specialists you see, the maximum out-of-pocket that caps your worst-case year, the pharmacy and provider networks, and the extra benefits (dental, vision, hearing, OTC, transportation) — then weigh them against how you actually use care. A plan that looks cheapest on premium can cost the most once your prescriptions and visits are factored in, and that's exactly the trap we help you avoid.
When to compare
The obvious time is when you first enroll at 65, but the most valuable comparison is the one we run every fall during the Annual Enrollment Period (October 15–December 7), because plans change their costs, drug lists, and networks every year. We also re-compare any time your life changes — a new prescription, a new doctor, a move between counties, or a plan leaving the market. You never have to remember; we reach out.
Questions, answered
How many plans do you compare?
Every Medicare Advantage, Medigap, and Part D plan available where you live, across Mesa, Grand, and San Juan Counties. Then we narrow it to the best two or three for you.
How is your comparison different from doing it myself on Medicare.gov?
We do the same plan-finder work plus verify your specific doctors' networks, check drug tiers, and explain the trade-offs — then stay with you after enrollment. It's the difference between a list and a recommendation.
Does comparing plans with you cost anything?
No. Our comparison and enrollment help are free — carriers pay licensed agents, not you.
Official Medicare sources
We point you to the federal sources so you can verify everything:
- Medicare.gov — official Medicare costs, coverage, and rules.
- Medicare Plan Compare — compare Medicare Advantage and Part D plans by ZIP.
- Social Security (ssa.gov) — enroll in Parts A & B and check eligibility.
- CMS.gov — Centers for Medicare & Medicaid Services.
Education only — confirm current figures on Medicare.gov. We do not offer every plan available in your area.
Last updated . Maintained by the Medicare On Main Data Desk · reviewed by Brian Penner, Independent Medicare advisor (NPN 16493717).