Moab and southeast Utah · Hearing aids for 2027

Does Medicare Cover Hearing Aids in Moab, Utah, for 2027?

No, not Original Medicare. It doesn't pay for hearing aids or the exam to fit them, and Medigap won't either. But all 12 general Advantage plans in Grand County list a hearing aid benefit for 2027, and they work in two very different ways.

Medicare On Main Data Desk

Published November 1, 2026 · 5 min read · Reviewed by Brian Penner, 22+ years in Medicare

Two different ways of paying

Medicare.gov is short on this: "Medicare doesn't cover hearing aids or exams for fitting hearing aids." You pay all costs. Those are the rules for Original Medicare, which is why a Medigap policy, which follows Medicare's list of covered care, doesn't help.

In a Grand County Advantage plan, the question gets more specific. With an allowance, the plan pays up to a set dollar amount and you owe everything above it, so a higher-priced device costs you more. With a copay, you pay a set amount for an aid from the plan's approved options, so the plan's list of devices matters a lot.

Here's a made-up example, not a local price. Say a pair of aids is billed at $3,000. On a $1,000 allowance you'd owe $2,000. On a $700 allowance you'd owe $2,300. On a Humana copay of $575 to $750, the cost would be $1,150 to $1,500 for two aids, if that copay applies to each aid. CMS's file doesn't say that outright, so get it in writing from the plan.

Grand County's allowance plans

Sources: CMS 2027 benefit file, section 18; premiums and caps from the CMS CY2027 landscape. You still pay your Part B premium. Listing a plan is reporting, not a recommendation, and we do not offer every plan available in your area.

All six file up to two aids a year, and the allowance covers both ears together. Note that $1,000 for both ears isn't $1,000 per ear. On the two PPOs the limit applies in and out of network.

Grand County's copay plans

The Humana side shows the same $575 to $750 copay range and two aids a year on all six plans: Essentials Plus Giveback (H5216-430), HumanaChoice H5216-048 ($97 a month) and H7617-016 ($110 a month), and three USAA Honor Giveback plans with no drug coverage (H5216-427, H5216-455 and H7617-021).

Two of those USAA plans, H5216-427 and H7617-021, also file a $50 quarterly allowance on a debit card that can go toward over-the-counter items or over-the-counter hearing aids. That's $200 a year at most, and it's shared with your other drugstore purchases.

Every one of the 12 plans lists a routine hearing exam at $0. That's separate from the Part B diagnostic exam below, and it's the first thing I'd use if you think you need aids.

Getting tested and fitted around Moab

Under Part B: Medicare covers diagnostic hearing and balance exams when your doctor orders them to see if you need medical treatment. You pay 20% after the Part B deductible, plus a copayment in a hospital outpatient department. You can see an audiologist once every 12 months without an order, but only for non-acute conditions, like hearing loss that came on over years. Hospital outpatient bills can run higher here, as I explain in why a Moab hospital bill costs more.

In town: the federal provider registry lists an audiology practice, Arches Audiology, at 16 S 100 E. That record was last updated in 2020, and I have no source on which plans it works with, so call first. If your plan's hearing network has nobody nearby, ask what happens. A fitting trip to Grand Junction can also mean follow-up trips for adjustments, so ask about those too.

Veterans: the Moab VA clinic lists audiology, including hearing evaluations and hearing aid selection, management and repair. If you're enrolled and eligible, ask your VA care team before you spend plan dollars. For how the two systems fit together, read will the VA pay at Moab Regional.

Over-the-counter aids and the cash route

FDA's over-the-counter category, in effect since October 17, 2022, is for adults 18 and older with perceived mild to moderate hearing loss. You can buy them in a store or online without a medical exam. FDA is clear that they aren't meant for severe or profound loss. If you're on Original Medicare and Medigap and your loss is mild, this may be the route to price first. You can also pay an audiologist directly, or buy a separate hearing policy, and you'd keep your Medigap either way.

Monticello and Blanding

San Juan County has 11 general plans, and the hearing answer is nearly the same. The same six Humana plans carry the same copay range. On the UnitedHealthcare side, the three $1,000 plans are the same, and Extras UT-7 is $700. The two PPOs aren't there, but AARP Medicare Advantage UT-0005 (H4604-016) adds another $700 option.

If you qualify for a special needs plan in either county, the amounts can be higher. UHC Dual Complete UT-S2 lists $2,200 and UT-Q1 lists $1,500, each every two years, and two Humana special needs plans list a $0 copay. Check the plan's own limits on device types.

Hearing aids shouldn't pick your whole plan

The difference between $700 and $1,000 is $300. The in-network caps in the 12 general plans run from $4,900 to $9,150 for 2027, a gap more than 10 times as big. So start with your doctors, your drugs and what's changing on your Moab plan. Then let the hearing benefit decide between plans that still fit. If you're on Medigap, a hearing aid allowance alone rarely justifies leaving, because you may not be able to get that policy back. Open Enrollment runs through December 7.

How we know all this: the Medicare On Main Data Desk frames every article with public data. Here that means CMS's 2027 plan benefit and landscape files, Medicare.gov's hearing pages, FDA's over-the-counter guidance and the VA's Moab clinic page, all read November 1, 2026. Benefits can differ in a plan's final documents, so confirm them in its Summary of Benefits and Evidence of Coverage. Carrier names are factual reporting, not endorsement. This is education, not advice. Compare plans with a licensed agent or Medicare.gov. We take no payment from any carrier to feature a plan.