Ogden · Layton · Weber and Davis counties · The 2027 plan list is out

Medicare Advantage Plans in Ogden and Layton, Utah for 2027

Last August we wrote that the Weber–Davis county line decides your Medicare Advantage menu. CMS's 2027 landscape file nearly erased the line: Weber County holds at 19 plans with drug coverage, Davis drops from 24 to 22, and every one of Weber's 19 is now also sold in Davis. Here is each 2027 plan with its own 2026 premium, cap and drug deductible beside it, the 4 plans that are gone, the arrivals that kept Ogden's list from shrinking, and the calendar through December 7.

Medicare On Main Data Desk

Published October 3, 2026 · 11 min read · Reviewed by Brian Penner, 22+ years in Medicare

Davis and Weber are two of Utah's five largest Medicare counties, and both put a majority of their beneficiaries in Medicare Advantage. Weber County had 42,845 people on Medicare in June 2026 and 24,034 of them, about 56%, were in an Advantage plan; Davis had 49,876 with 27,395, about 55%, per the CMS enrollment file. Another 10,352 and 13,122 paired Original Medicare with a stand-alone drug plan. When we counted the 2026 shelves in August, the story was that Davis had five more plans and one more carrier than Weber, and that the county line on your driver's license decided which menu you got. The CY2027 file, which CMS posted at the end of September, is the first look at what changed, and plans may market it from October 1 under 42 CFR § 422.2263.

Two cautions before the table. The landscape file carries premiums, caps, deductibles and plan types; it does not carry copays, networks, formularies or extras, and the 2027 Star Rating column is blank in this release. And a plan that keeps its name can still change underneath you, which is why each row carries the plan's 2026 numbers beside its 2027 numbers. If you are in one of these plans today, your Annual Notice of Change says what your plan did; this table says what everyone else's did. Medicare On Main does not offer every plan available in your area.

The 2027 shelf for both counties: 22 plans, with their 2026 numbers

Medicare Advantage plans with drug coverage ("MA-PD" in the file), sorted by carrier. "Where" says whether the plan is sold in both counties or only in Davis; nothing is sold in Weber that is not also sold in Davis. Premium is the consolidated Part C plus Part D monthly premium, on top of your Part B premium. MOOP is the in-network maximum out-of-pocket for the year. The drug deductible is the plan's Part D deductible; for 2027 the federal maximum is $700 and every plan caps your spending on covered drugs at $2,400, per the CMS 2027 Announcement. A dash means the plan was not sold anywhere in 2026.

Source: CMS CY2027 landscape file and CY2026 landscape file, Utah, Weber and Davis counties, Contract Category Type MA-PD, matched by contract-plan ID. Medicare On Main does not offer every plan available in your area; plan names are reproduced from the CMS file for information only.

Read the arrows. In Davis, 13 of the 20 continuing caps went up, 4 went down (Humana Total Complete, Humana Value Choice H7617-032, the AARP Essentials HMO-POS and the AARP Giveback PPO) and 3 held; Weber's numbers are the same minus the three Aetna PPOs. Every Aetna plan raised its cap by $1,000 or more. Humana Value Choice H7617-032 cut its cap by $800 and is now one of two $0 plans at $5,000, the other being the new H5216-471 with the same name. Regence raised both premiums, Classic from $46 to $87 and Enhanced from $135 to $158, while Enhanced has the second-lowest drug deductible of any PPO on the page at $310, behind only the AARP Giveback PPO's $215. On deductibles, the Select Health HMO's move from $200 to $700 is the biggest single change for anyone on a brand-name drug; the AARP Giveback PPO went the other way, $600 to $215, while also cutting its cap from $8,900 to $7,150.

Why Ogden's list held and Layton's shrank

Weber County kept 19 plans by replacement, not by stability. Four 2026 plans left and four arrived, and three of the four arrivals are from a carrier that had never sold in Weber County: Devoted Health. In 2026 Devoted sold its two Utah PPOs in Salt Lake, Davis, Tooele, Summit, Wasatch and Morgan and stopped at the Weber line, which is why Davis had seven carriers to Weber's six last year. For 2027 both plans, Devoted Choice 001 and Devoted Choice Giveback 002, are filed in Weber, Utah, Juab, Duchesne and Rich counties as well, and a third, Devoted Choice Giveback Extras 014, is new to the file everywhere. All three are $0 PPOs; their caps are $6,350, $8,000 and $9,850, and that last figure is the highest cap in the file for any Utah MA-PD plan. A giveback plan returns part of your Part B premium each month and pays for it with a higher cap and, on two of the three, a drug deductible of $461 or $700.

Davis County had the two Devoted plans already, so it only gained the third plus Humana's new Value Choice, while losing the same four. The result is that the 2026 story is mostly over: the one carrier Davis had and Weber lacked now sells in both, HealthSpring left both, and the only difference between the two shelves is three Aetna PPOs, Elite, Signature and Value Plus, filed in Davis and not in Weber. A Layton or Kaysville household still has 22 choices to Ogden's 19, but the extra three are all from one carrier.

A new entrant also means a network that did not exist in Weber County last year. Devoted's 2027 directory is the only place to confirm whether McKay-Dee Hospital, Ogden Regional Medical Center, the Intermountain and independent clinics in Roy and North Ogden, and the specialists Weber patients drive to in Salt Lake are in it. Nothing in the landscape file answers that question, and nothing in a mailer should be taken as answering it either. The Utah hospital-networks post explains how to check; the 2027 directories are what to check.

The 4 plans that are discontinued for 2027

The same four plans left both counties, and none of them appear in the 2027 file in any county in the country. All four were $0-premium plans. If you are in one of them, the statewide post walks through the three doors a non-renewal opens.

Source: plans present in the CY2026 file for Weber or Davis County and absent from the CY2027 file in every county. Described from the public data; nothing here is a judgment of any company or plan.

HealthSpring Premier (HMO-POS) is the one to notice. Its $3,500 cap was the lowest in either county in 2026 and $1,200 below anything on the 2027 shelf; anyone who picked it for that number has no direct replacement and should compare the $4,700 Humana Total Complete HMO and the $4,900 AARP HMO-POS plans with that in mind. Two of the four departures have near-namesakes that continue: Humana Value Choice H5216-456 is gone but two different plans called Humana Value Choice remain, and Select Health Medicare + Kroger is gone while Select Health Medicare Essential continues as the carrier's only plan in either county, with its drug deductible now $700 instead of $200. A same-name plan is not the same plan; the contract-plan ID on your card is what to match.

Special Needs Plans and plans without drug coverage

The MA-PD table is not the whole file. Special Needs Plans went from 13 to 17 in Weber and 17 to 18 in Davis, most of the growth in chronic-condition plans built around a diagnosis such as diabetes or heart disease; in counties where CDC PLACES puts diabetes at 8.9% and 8.4% of adults and high blood pressure at 29.5% and 27.4%, they are worth knowing about, and each has its own eligibility test. Plans without Part D coverage, aimed mainly at people with VA or TRICARE prescriptions, went from 6 to 5 in Weber and 7 to 6 in Davis after Regence Valiance (PPO) left the file. For the Hill Air Force Base retirees in both counties, the TRICARE For Life post covers why most of them do not need a drug plan at all.

Morgan, Box Elder, Cache, Salt Lake and Rich

The commute-shed around Ogden and Layton moved in every direction for 2027.

Source: CMS CY2026 and CY2027 landscape files, Utah, Contract Category Type MA-PD, via utah-landscape-2027.ts. Medicare On Main does not offer every plan available in your area.

• Morgan lost a third of its list, 18 to 12, as Aetna, HealthSpring, Regence and Select Health all left the county; Devoted, Humana and UnitedHealthcare remain.
• Box Elder and Cache each lost three or more; the Brigham City post and the Logan post have the 2026 baselines.
• Salt Lake fell from 24 to 22 and now matches Davis plan for plan in count; the Salt Lake City post has that county's full table.
• Rich County grew, 5 to 7, as Devoted Health arrived in Randolph and Garden City too.

Statewide, Utah went from 280 county-level plan offerings to 267 and from 30 distinct plans to 27, while the number of $0 offerings edged up from 178 to 179. Fewer plans, about as many $0 plans, higher caps: Weber and Davis are the statewide pattern in miniature.

If you are going back to Original Medicare

A discontinued plan is one of the few events that lets a Utahn buy a Medigap policy without health questions outside the first six months on Part B; the window is 63 days from the day coverage ends, and Utah's birthday rule, which does not help someone leaving Advantage, is not needed for it. Pair the Medigap policy with one of Utah's 8 stand-alone Part D plans for 2027. For a household whose doctors are split between McKay-Dee, Ogden Regional, Intermountain Layton Hospital and a University of Utah specialist in Salt Lake, the no-network route deserves a serious look beside the 22 plans above. Do I really need supplemental insurance? covers the trade.

What the list does not tell you

• Whether your doctors are in the 2027 network. McKay-Dee Hospital, Ogden Regional Medical Center, Intermountain Layton Hospital, CommonSpirit Holy Cross Hospital–Davis and the independent groups in Roy, Clearfield and Bountiful each have to be checked against each plan you are considering, for 2027 specifically.
• Whether your prescriptions are covered, and at what tier. The file gives the deductible. It does not give the formulary, the tiers or which drugs need prior authorization. For most people this is the biggest dollar difference between two $0 plans.
• The Star Rating. Blank in this release. CMS publishes 2027 ratings in October. We will update this post when they land.

The calendar from here

• Now: plans can market 2027 offerings, and Medicare.gov's Plan Finder shows them.
• October 15 to December 7: enrollment. A plan you join in this window starts January 1, per Medicare.gov.
• December 8 through the last day of February: the Special Enrollment Period for people whose plan was discontinued. A choice made December 8–31 still begins January 1; a January choice begins February 1.
• January 1 to March 31: the Medicare Advantage Open Enrollment Period, one more change, only for people already in an Advantage plan on January 1.

What I would do

If your plan is on the discontinued table, open the Medigap door first, because the 63-day guaranteed-issue window is the thing you cannot get back, and compare the Advantage plans against it rather than only against each other. If your plan is continuing, read your Annual Notice of Change for the 2027 cap and drug deductible and find your row above; a plan whose deductible went from $200 to $700 is a different plan for anyone on a brand-name drug, whatever its name. If you are tempted by one of the three new Devoted plans in Weber County, get the 2027 network answer for your doctors in writing before anything else, because that directory is new here. Either way, check the doctors and the drugs before the extras, and decide by December 7 so it starts January 1. We do this every October by phone and video with households from Ogden to Bountiful.

How we know all this: the Medicare On Main Data Desk frames every article with public data — here, the CMS CY2027 and CY2026 Medicare Advantage and Part D landscape files, read directly and filtered to Utah's Weber and Davis counties on October 3, 2026, with neighboring counties from the same files; the CMS CY2027 Announcement for the Part D deductible and out-of-pocket threshold; 42 CFR § 422.2263 as published on Cornell LII; Medicare.gov's enrollment-period page; the CMS Medicare Monthly Enrollment file for both counties; and CDC PLACES for county health prevalence. 2027 Star Ratings are not yet published and none are stated. Medicare On Main is a licensed independent insurance agency. We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the U.S. government or the federal Medicare program. Plan names, premiums and limits are reproduced from the CMS file for information; nothing here is a recommendation of, or a judgment about, any company or plan.