Ogden · Layton · Weber and Davis counties · 2027 plan year

Medicare Advantage Plans in Ogden and Layton, Utah for 2027

For 2026, which side of the Weber–Davis line you lived on decided which Medicare Advantage plans you could buy. The 2027 CMS file mostly erases that line. Weber stays at 19 plans with drug coverage, Davis slips from 24 to 22, and all 19 Weber plans are now sold in Davis as well. Here is how that happened, what each plan's premium, cap and drug deductible did, the 4 plans that close, and what I'd check before December 7.

Medicare On Main Data Desk

Published October 3, 2026 · 11 min read · Reviewed by Brian Penner, 22+ years in Medicare

Weber and Davis both rank among Utah's five largest Medicare counties, and in both, most people on Medicare chose Advantage. The CMS June 2026 enrollment count shows 42,845 Weber County beneficiaries, 24,034 of them (about 56%) in Advantage, and 49,876 in Davis with 27,395 (about 55%). Another 10,352 in Weber and 13,122 in Davis kept Original Medicare and bought a stand-alone drug plan. Last August the headline for these two counties was the gap between them: Davis had five more plans and one more carrier, so the address on your driver's license decided your options. The CY2027 file that CMS released at the end of September mostly closes that gap, and carriers could start marketing it October 1 under 42 CFR § 422.2263.

How the county line stopped mattering

Weber didn't hold at 19 because nothing changed. Four plans left and four came in, and three of the newcomers belong to a carrier that had never sold in Weber: Devoted Health. For 2026, Devoted filed its two Utah PPOs in Salt Lake, Davis, Tooele, Summit, Wasatch and Morgan and stopped at the Weber line. That was the "extra carrier" Davis had. For 2027, Devoted Choice 001 and Devoted Choice Giveback 002 also cover Weber, Utah, Juab, Duchesne and Rich counties, and a third plan, Devoted Choice Giveback Extras 014, shows up in the file for the first time.

Davis already had the first two Devoted plans, so it gained only the new one and Humana's new Value Choice while losing the same four closures. That's how 24 became 22. With Devoted now in both counties and HealthSpring out of both, Davis's only extra plans are Aetna Medicare Elite, Signature and Value Plus, three PPOs filed for Davis and not Weber. A Layton, Kaysville or Bountiful household has 22 options to Ogden's 19, but the three extra are all Aetna.

About the Devoted plans: all three charge $0, and their in-network caps are $6,350, $8,000 and $9,850. The $9,850 cap is the highest on any Utah MA-PD plan in the 2027 file. The two giveback plans return part of your Part B premium each month, and they offset that with higher caps and, on two of the three, a drug deductible of $461 or $700. Because Devoted had no Weber County network in 2026, its 2027 directory is the only reliable answer on McKay-Dee Hospital, Ogden Regional Medical Center, the Intermountain and independent clinics in Roy and North Ogden, and the Salt Lake specialists many Weber patients drive to. A mailer can't answer that, and neither can the landscape file.

Every plan sold in Weber or Davis for 2027

These are Advantage plans that include Part D ("MA-PD" in the CMS file), grouped by carrier. The "Where" column shows whether a plan is sold in both counties or only in Davis; there is no plan sold only in Weber. Premium is the combined Part C and Part D monthly amount, paid on top of Part B. MOOP is the yearly in-network out-of-pocket ceiling. The last column is the plan's drug deductible; per the CMS 2027 Announcement, no plan can charge more than $700, and covered-drug spending stops at $2,400. A dash means the plan wasn't sold anywhere in 2026.

Source: CMS CY2027 landscape file and CY2026 landscape file, Utah, Weber and Davis counties, Contract Category Type MA-PD, matched by contract-plan ID. Medicare On Main does not offer every plan available in your area; plan names are reproduced from the CMS file for information only.

Keep in mind what this table can and can't show. The landscape file includes premiums, caps, drug deductibles and plan types. It doesn't include copays, provider networks, formularies or extra benefits, and the 2027 Star Rating column is still empty. A plan can keep its name and still change a lot, which is why each row puts the 2026 number next to the 2027 one. Your Annual Notice of Change covers your own plan; this table covers the rest of the market.

Here's what changed. In Davis, 13 of 20 returning plans raised the cap, 3 kept it, and 4 lowered it: Humana Total Complete, Humana Value Choice H7617-032, the AARP Essentials HMO-POS and the AARP Giveback PPO. Weber's results are the same minus the three Aetna PPOs. Every Aetna plan's cap rose by $1,000 or more. Humana Value Choice H7617-032 cut its cap by $800 and now matches the new H5216-471, a different plan with the same name, at $0 with a $5,000 cap. Regence raised both premiums, Classic from $46 to $87 and Enhanced from $135 to $158, though Enhanced's $310 drug deductible is the second-lowest among the PPOs, behind only the AARP Giveback PPO at $215. That AARP plan also lowered its cap from $8,900 to $7,150. For anyone on a brand-name drug, the largest single change is Select Health's HMO deductible, from $200 to $700.

Four plans closing in both counties

Weber and Davis lost the same four plans, and none of them appears in the 2027 file in any county nationwide. All four had a $0 premium. If you're in one, the statewide non-renewal guide lays out your options.

Source: plans present in the CY2026 file for Weber or Davis County and absent from the CY2027 file in every county. Described from the public data; nothing here is a judgment of any company or plan.

HealthSpring Premier members have the hardest search. Its $3,500 in-network cap was the lowest in either county for 2026, and it's $1,200 below anything offered for 2027, so nothing replaces it directly. The closest are Humana Total Complete HMO at $4,700 and the AARP HMO-POS plans at $4,900. Also check the names on two of the closing plans. Humana Value Choice H5216-456 ends, but two other plans with the same name continue. Select Health Medicare + Kroger ends, and Select Health Medicare Essential becomes the carrier's only plan in either county, now with a $700 drug deductible instead of $200. Go by the plan ID on your card, not the name.

Hill Air Force Base retirees, dual-eligibles and chronic conditions

The plans in the table aren't everything sold here. Plans without Part D are meant mainly for people who get prescriptions through the VA or TRICARE. They went from 6 to 5 in Weber and from 7 to 6 in Davis after Regence Valiance (PPO) dropped out of the file. Both counties have a lot of Hill Air Force Base retirees, and the TRICARE For Life post explains why most of them don't need a separate drug plan.

Special Needs Plans grew from 13 to 17 in Weber and from 17 to 18 in Davis, mostly in chronic-condition plans built around diagnoses like diabetes or heart disease. CDC PLACES puts diabetes at 8.9% of adults in Weber and 8.4% in Davis, and high blood pressure at 29.5% and 27.4%, so these plans are worth knowing about. Each one has its own eligibility rules.

North of Ogden and over the hill: Morgan, Box Elder, Cache, Salt Lake, Rich

Counties near Ogden and Layton changed in different directions for 2027.

Source: CMS CY2026 and CY2027 landscape files, Utah, Contract Category Type MA-PD, via utah-landscape-2027.ts. Medicare On Main does not offer every plan available in your area.

• Morgan went from 18 plans to 12. Aetna, HealthSpring, Regence and Select Health all left, leaving Devoted, Humana and UnitedHealthcare.
• Box Elder and Cache each lost at least three. The Utah plans-ending page lists them by county.
• Salt Lake went from 24 to 22, the same count as Davis; the Salt Lake City post shows its plans.
• Rich went from 5 to 7 after Devoted arrived in Randolph and Garden City.

Across Utah, county-level plan offerings fell from 280 to 267, distinct plans from 30 to 27, and $0 offerings rose slightly from 178 to 179. Fewer plans, roughly the same number of $0 plans and higher caps: Weber and Davis follow the statewide pattern.

Choosing Medigap when your plan closes

If your plan closes, you can buy a Medigap policy without health questions for 63 days after your coverage ends, even if you're well past your first six months on Part B. Utah's birthday rule isn't involved here and wouldn't help someone leaving Advantage. You'd pair the Medigap policy with one of Utah's 8 stand-alone Part D plans for 2027. This route makes the most sense for households whose doctors are spread out, for example McKay-Dee, Ogden Regional, Intermountain Layton Hospital and a University of Utah specialist in Salt Lake, because Medigap has no network. Compare it with the 22 Advantage plans above; Do I really need supplemental insurance? explains the trade-offs.

Before you pick: networks, formularies, ratings

• Hospitals and doctors. Check McKay-Dee, Ogden Regional, Intermountain Layton, CommonSpirit Holy Cross Hospital–Davis, and independent groups in Roy, Clearfield and Bountiful against each plan's 2027 directory. How Utah hospital networks work shows how to search them.
• Drug coverage. The file shows the deductible but not the formulary, tiers or prior-authorization rules. Between two $0 plans, that's usually where the biggest cost difference is.
• Star Ratings. CMS releases them in October, and we'll add them to this page then.

Key dates

Choose by December 7 and coverage starts January 1 (Medicare.gov); enrollment opens October 15, and you can browse in Medicare's Plan Finder now. If your plan is closing, you also have December 8 through the end of February: choose by December 31 to start January 1, or in January to start February 1. Anyone in an Advantage plan on January 1 can make one more switch through March 31.

My advice for Weber and Davis households

If your plan is closing, look at Medigap first. The 63-day guaranteed-issue window can't be reopened, so weigh each Advantage plan against it, not just against other Advantage plans. If your plan continues, find its row in the table and check the 2027 cap and drug deductible in your ANOC. A plan whose deductible went from $200 to $700 costs much more for anyone on a brand-name drug, even with the same name. If one of the three new Devoted plans in Weber interests you, get written confirmation that your doctors are in its 2027 network before anything else, since it has no track record in Weber. Then compare doctors and drugs before extras, and decide by December 7. We do these reviews every October by phone and video, from Ogden to Bountiful.

Our sources and method: the Medicare On Main Data Desk pulled the CMS CY2027 and CY2026 landscape files on October 3, 2026, filtered them to Weber and Davis counties plus the neighboring counties in the same files, and matched plans by contract-plan ID. Part D limits come from the CMS CY2027 Announcement, the marketing start date from 42 CFR § 422.2263 on Cornell LII, enrollment windows from Medicare.gov, beneficiary counts from the CMS Medicare Monthly Enrollment file, and health figures from CDC PLACES. 2027 Star Ratings aren't public yet, so none appear here. Plan names and figures are for reference only and are not a recommendation for or against any company or plan.

Medicare On Main is a licensed independent insurance agency. We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the U.S. government or the federal Medicare program.